VA Hybrid Loan can get you a much lower monthly payment with rates fixed for the first 3 or 5 years.

VA Hybrid ARM Loans provide veterans with an initial period of either 3 or 5 years where the interest rate will not adjust. Sometimes referred to as a 3/1 or a 5/1 VA Hybrid ARM. Once the initial fixed period is over the interest rate will adjust annually with a maximum restriction of 1% each year of the 30 year loan.

Maximum Rate Cap on either Hybrid Loan is the Initial Interest Rate plus 5%. The interest rate adjustments are based on the weekly average yield on U.S> Treasury Securitys adjusted to a constant maturity of one year and sometimes referred to as the 1-Year Constant Maturity Index.

Capitalize on the benefits of both a fixed rate and adjustable rate mortgage and maximize your savings. Interest rates on a Hybrid ARM Loan are typically 1-2% lower than a 30 year Fixed rate.

Call Now Our VA Loan Specialists at (800) 485-2332